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The Law Office of Veronica Deaver

McKinney, TX (Collin County)
Chapter 7 & Chapter 13 Bankruptcy
prosper texas chapter 7 13 attorney

Trusted Legal Help by Veronica Deaver, Attorney at Law

If you’re searching for experienced bankruptcy lawyers near McKinney, TX, Veronica Deaver provides trusted legal guidance tailored to your situation. With decades of experience in Chapter 7 and Chapter 13 bankruptcy, our office has helped Collin County residents find relief and start fresh.

Why Choose Veronica Deaver?

  • 20+ years helping clients in Texas
  • Personalized, clear strategies
  • Transparent pricing and communication
  • Excellent local reviews
  • Free initial consultation

Types of Bankruptcy

Chapter 7 Bankruptcy

  • Wipes out unsecured debts like credit cards and medical bills
  • Often completed in 4–6 months
  • Essential assets may be protected under Texas exemptions

Learn about Chapter 7

Chapter 13 Bankruptcy

  • Creates a manageable 3–5 year repayment plan
  • Can stop foreclosure and vehicle repossession
  • Lets you keep property while catching up on payments

Learn about Chapter 13

Costs of Filing Bankruptcy

  • Court Filing Fees: $338 (Chapter 7) and $313 (Chapter 13)
  • Attorney Fees: Affordable options and payment plans available
  • Total Costs: Vary by case complexity; quoted after a free consult

*Court fees are set by the U.S. Bankruptcy Courts and may change. We’ll explain your exact costs up front.

Client Reviews

“Veronica was kind, professional, and made the process less overwhelming. Highly recommend her to anyone in Collin County.” — Amanda R., McKinney
“She explained everything clearly and fought for the best outcome. I feel like I can breathe again.” — James T., Plano

FAQs

Will bankruptcy stop creditor calls?

Yes. Filing triggers an automatic stay that stops most collections.

Can I keep my home or car?

Often yes. Texas exemptions may protect your property depending on your situation.

How long will bankruptcy stay on my credit?

Typically 7–10 years, though many people start rebuilding credit sooner.

Service Areas

Serving McKinney, Plano, Allen, Frisco, Prosper, Anna, Melissa and all of Collin County.

McKinney ZIP codes: 75069, 75070, 75071. Nearby: Allen 75002, Frisco 75033–75035, Prosper 75078, Anna 75409, Melissa 75454, Plano 75023–75025.

About McKinney, TX

McKinney is known for its historic downtown and rapid growth across Collin County. Our office proudly serves local families and small businesses seeking a financial reset.

Call for Immediate Help

Call (214) 282-5024 or request a free consultation online. Take the first step toward financial freedom today.